Submitting your application takes about 10 minutes. You'll answer basic questions about your business, revenue, and funding needs, then we match you to lenders who work with Boulder companies. No obligation, no upfront fees, and you keep control of every decision throughout the process.
Cash flow doesn't wait for paperwork. Whether you're expanding your Pearl Street storefront or buying equipment for your Gunbarrel warehouse, starting your application today means we can begin shopping your scenario to our network of commercial lenders by tomorrow. Emberfield Commercial Capital serves as your broker, not the lender, so our job is finding the right fit for your situation.
How it works
Your application walks through four short sections: business basics (legal name, industry, time in operation), ownership structure, monthly revenue, and the amount you need. We ask how you'll use the funds because lenders care whether it's inventory, payroll coverage, real estate, or new equipment. The entire form lives on one page so you can see your progress and save drafts if you need to grab a document.
Once submitted, a Boulder-based broker reviews your scenario within one business day. We compare your profile against lenders who fund businesses in your industry and revenue range, then reach out by phone at (720) 970-2879 to discuss which programs make sense. Many Boulder businesses juggle seasonal tourism swings and university-cycle revenue, so we look for lenders who understand those patterns rather than penalize them.
Qualifying
Basic financials help lenders say yes faster. Bring your last three months of business bank statements, a year-to-date profit-and-loss statement, and your most recent business tax return if you filed one. If you're applying for commercial real estate financing, we'll also want a property address and estimated value. For equipment financing, a vendor quote or invoice works perfectly.
You don't need every document on day one. Start your application with what you have, and we'll guide you on exactly what each lender requires. Boulder businesses often keep lean back-offices, so we've built our process to work with QuickBooks exports, PDFs from your accountant, or even scanned statements. The goal is matching you to funding, not creating busywork.
We present your scenario to two or three lenders within 48 hours and send you a comparison of terms by phone. You'll see loan amounts, repayment schedules, and any collateral requirements side by side. If you're near our office at 1120 Alpine Ave, Boulder, CO 80304, we're happy to walk through options in person. Otherwise, a call covers everything.
Approval timelines vary by program. Working capital and invoice factoring can close in days; SBA 7(a) loans typically take four to eight weeks. We stay with you through underwriting, document requests, and closing. You're never locked in until you sign final paperwork, and there's zero cost to explore your options.
Common questions
Talk to a local advisor and get matched to the right program, no obligation.
Why Boulder owners trust Emberfield Commercial Capital
